Who we are
Coral Capital Panama Inc. is an international financial institution headquartered in Panama City. Since commencing operations in 2004 we have concentrated on a single discipline: structuring commercial finance and direct capital for borrowers whose requirements cross borders, currencies and asset classes.
We work with operating businesses, investors and project sponsors who need a lender that will read the transaction before it reads the template. Facilities are arranged on a bespoke basis, from short-term working capital through to long-term structured lending and private capital placements of up to US$200 million.
What we finance
Six core products, arranged individually or combined into a single facility structure that matches the cash-flow profile of the underlying business.
Direct short- and long-term lending to established operating companies, sized to the cash flow that will repay it and secured against assets that genuinely support the exposure.
DetailsFacilities that move goods across borders: documentary credits, collections, pre-export finance and receivables discounting for importers, exporters and trading houses.
DetailsArranging and participating in syndicated facilities where a requirement exceeds a single lender's appetite, with Coral Capital taking the arranging role and a position of its own.
DetailsDirect capital placement for sponsors and companies where debt alone will not carry the transaction, including mezzanine structures and structured instruments.
DetailsFinance for capital projects and asset acquisitions, structured against the asset itself, its offtake contracts and the receivables it will generate.
DetailsShort-tenor liquidity for businesses managing a timing gap: a delayed receipt, a seasonal build, a contract mobilisation, or a refinancing in progress.
DetailsTransactions below that ceiling are structured on the same principle: capital sized to the cash flow, security matched to the asset, and terms a borrower can service through a full cycle. Larger requirements can be arranged through syndication with participating institutions.
Discuss a facilitySector expertise
Concentrated coverage rather than broad exposure. Each sector is underwritten by people who have financed it before and know how its assets, offtake and cycles behave.
Finance for producing and near-production operations, from equipment and plant through to offtake-backed working capital and concentrate trade lines.
Capital equipment, capacity expansion, raw material procurement and the working capital that a growing production line consumes.
Growth and acquisition capital for established technology businesses with contracted, recurring revenue, plus infrastructure and data centre finance.
Seasonal production finance, processing and storage infrastructure, and export trade lines for producers and agribusiness groups.
Development and investment finance for commercial, industrial, hospitality and mixed-use assets with credible exits and verifiable values.
Finance across the value chain: field services and equipment, midstream infrastructure, storage and distribution, and trade lines for refined products.
Why Coral Capital
Multi-jurisdiction structures, correspondent relationships and settlement in major currencies are routine work here, not an exception that slows a file down.
We begin with the cash-flow profile and the security available, then build the facility around it. Tenor, amortisation and covenants follow the transaction.
A defined path from initial review through due diligence to approval, with KYC and AML verification applied consistently on every mandate.
Most clients return for a second facility. We underwrite with that in mind, sizing the first transaction so the balance sheet can carry the next one.
The process
Every mandate follows the same sequence, so you always know what happens next and what is required of you.
Amount, purpose, tenor, sector and security. We confirm the fit within days.
Corporate documents, financials and KYC verification on the borrower.
Cash-flow modelling, security testing and an indicative structure.
Committee decision, confirmed in writing with conditions precedent.
Agreements executed, conditions satisfied, funds disbursed.
Access to capital is rarely the hard part. Access to capital on terms a business can actually carry — that is the work.
Share the outline of your requirement and we will respond with an indicative structure, an initial documentation list and a realistic timeline.
All facilities are subject to KYC and AML verification, credit approval and formal documentation.
